Your credit report and credit score will greatly affect your ability to get a home loan in Elgin as well as get a low mortgage rate. With so many changes in the Mortgage Industry, banks and mortgage companies have a more difficult time getting money or credit to help borrowers with low credit scores. If you have a low credit score, especially lower than 600, you may want to quickly get a copy of your credit report and see where you can improve your score. You can do this yourself, or look to Credit Improvement companies who will legally help you remove old accounts, mistakes, and other problems off your credit report and help you increase your credit scores. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| First Eagle Credit Union 2 Year CD Account |
1.26%
Date: Feb 8, 2012
|
| Mutual Federal Savings and Loan Association of Chicago 2 Year CD Account |
1.10%
Date: Feb 21, 2012
|
| Mutual Bank 2 Year CD Account |
1.10%
Date: Feb 6, 2012
|
| Loyola University Employees Credit Union 12 Month CD Account |
1.05%
Date: Feb 9, 2012
|
| Beal Bank 12 Month CD Account |
1.01%
Date: Feb 9, 2012
|
| Co-Operative Credit Union 2 Year CD Account |
1.00%
Date: Feb 22, 2012
|
| Prospect Federal Savings Bank 2 Year CD Account |
0.80% to
0.75% Date: Feb 22, 2012
|
| Harris Bank 2 Year CD Account |
0.60% to
0.55% Date: Feb 22, 2012
|
| Racine Police Credit Union 12 Month CD Account |
0.55% to
0.30% Date: Feb 22, 2012
|
| Racine Police Credit Union Savings Account |
0.20% to
0.10% Date: Feb 22, 2012
|
| Spring Valley City Bank 12 Month CD Account |
0.60% to
0.50% Date: Feb 21, 2012
|
| Hoyne Savings Bank 2 Year CD Account |
0.55% to
0.45% Date: Feb 21, 2012
|
